A major legal ruling in Washington state has once again put digital privacy in the spotlight. The Cash App $12.5 million class action settlement ensures that users who received unauthorized promotional texts between November 2019 and August 2025 can finally claim compensation. This case, Bottoms v. Block Inc., accused the popular payment platform’s parent company of violating privacy laws by sending automated messages without consent. Eligible residents could receive between $88 and $147 as part of this landmark settlement.
Table of Contents
Overview
| Particulars | Details |
|---|---|
| Case Title | Bottoms v. Block Inc. (Case No. 2:23-cv-01969-MJP) |
| Settlement Fund | $12.5 million (approx. ₹104 crore) |
| Eligible Region | Washington State, U.S. |
| Compensation Range | $88 – $147 per eligible person |
| Claim Deadline | October 27, 2025 |
Cash App Settlement 2025
The lawsuit alleged that Cash App, owned by Block Inc., breached Washington’s Consumer Protection Act (CPA) and Commercial Electronic Mail Act (CEMA). Through its “Invite Friends” feature, the company allowed users to refer others for rewards. However, the automated referral messages reached individuals who had never provided consent.
These promotional texts effectively turned regular users into unintentional marketers. The messages violated laws protecting consumers from unauthorized electronic communication. Even though Block Inc. denied wrongdoing, it chose to settle the matter to avoid lengthy litigation and public exposure.
Eligibility Criteria
Only individuals who meet specific conditions can file a claim. The settlement ensures compensation goes to verified victims who received unsolicited Cash App messages.
| Criteria | Description |
|---|---|
| Residency | Must be a current or former resident of Washington State |
| Time Period | Received Cash App referral texts between Nov 14, 2019, Aug 7, 2025 |
| Consent | Must not have given prior consent for marketing messages |
| Phone Ownership | Must own or regularly use the number that received the text |
| Claim Deadline | October 27, 2025 |
The Legal Issue Behind the Referral Feature
The problem stemmed from Cash App’s automated referral system, which sent out promotional messages such as “Join Cash App and earn rewards!” to phone numbers not owned by registered users.
This led to allegations that the company:
- Sent commercial content without explicit consent.
- Misused automated messaging tools for marketing.
- Failed to maintain transparent user permissions.
Step-by-Step Claim Process
The claim submission process has been designed for convenience and accessibility. Applicants can choose to file online or by mail.
Online Claim Submission
- Visit BottomsTextSettlement.com.
- Complete the online form with your name, address, and phone number.
- Confirm you did not consent to receive Cash App promotional texts.
- Upload proof of residency (if required).
- Submit your claim before October 27, 2025.
Mail-in Submission
Applicants who prefer to file by post can send their completed claim forms to:
Bottoms v. Block Settlement Administrator
P.O. Box 2631, Baton Rouge, LA 70821
Support is also available via email at info@BottomsTextSettlement.com or by phone at 877-540-7545.
Legal Representation and Law Firms
This case brought together prominent law firms on both sides. The plaintiff attorneys and defense counsel played key roles in reaching a fair resolution.
| Role | Attorneys / Firms |
|---|---|
| Plaintiff Attorneys | Terrell Marshall Law Group PLLC (Beth E. Terrell, Jennifer Rust Murray, Eden B. Nordby) |
| Berger Montague PC (Sophia M. Rios, E. Michelle Drake, Colleen Fewer) | |
| Defense Attorneys | Perkins Coie LLP (Cody W. S. Harris, Tana B. Glass, Manoj S. Samal Jr.) |
| Settlement Administrator | Bottoms v. Block Settlement Administrator |
Expected Payment Details
The compensation amount per person depends on how many valid claims are received. The settlement ensures a fair distribution of funds among eligible participants.
| Payment Category | Amount / Method |
|---|---|
| Minimum Payout | $88 |
| Maximum Payout | $147 |
| Total Settlement Fund | $12.5 million |
| Payment Method | Direct deposit or paper check (as selected by claimant) |
| Estimated Payout Date | Early 2026 |
This financial redress recognizes the inconvenience caused to affected users while promoting stronger data privacy enforcement.
Future Implications
The Cash App $12.5M Settlement 2025 marks a turning point for digital accountability. It sends a clear message that consent is non-negotiable in the digital era. As more users become aware of their rights, companies will be required to maintain stricter data governance and transparency standards. This case serves as a model for other privacy-related class actions nationwide.
FAQs
Q1. Who is eligible for the Cash App Settlement 2025?
Washington residents who received Cash App promotional texts without prior consent between November 2019 and August 2025.
Q2. How much money will participants receive?
Eligible individuals may get between $88 and $147, depending on the total number of valid claims.
Q3. What is the last date to file a claim?
All claims must be submitted online or by mail by October 27, 2025.
